Alternate Text
Alternate Text Motor Insurance
Coverage
  • By fire explosion self ignition or lighting
  • By burglary housebreaking or theft
  • By riot and strike
  • By earthquake (fire and shock damage)
  • By flood, typhoon, hurricane, storm, tempest inundation, cyclone, hailstorm frost
  • By accidental external means
  • By malicious act
  • By terrorist activity
  • Whilst in transit by road rail inland-waterway lift elevator or air
  • By landslide rockslide
Exclusions
  • Consequential losses, depreciation, wear and tear, mechanical or electrical breakdown, failure or breakage
  • Damage to tyres and tubes unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement and
  • Any accident loss or damage suffered whilst the insured or any person driving the vehicle with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs.
Our Unique Selling Points
  • Entire claim procedure will be handled by us
  • Insurance surveyors visit our service centre on all the working days , so the claim procedure will be fast. Insured will get service, insurance and claim settlement under one roof.
  • Direct / cashless settlement facility available across India
  • Since we also provide NIL depreciation cover, no depreciation will be deducted from the parts replaced in the event of an accident. Effectively insured bears only Cumpulsory Deductible amount ( towards excess) from any accidental claim
  • Special add ons like tyre cover , engine protection etc
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