About Fire and Engineering Insurance
Don't let fire outbreaks cause immense losses!
This insurance covers losses/ damages to your property arising out of fire and allied perils like explosion. Also it covers natural calamities like flood and earthquake. It's suitable for property owners, individuals who hold property in trust or commission, and for people or financial institutions with an interest in the property.
Why Choose Us?
We Provide Effective Solutions To Achieve High Customer Satisfaction
Personalized Care
We offer one-on-one policy insurance assistance based on your specific requirements and provide insurance quotes and renewal instantly online via just a few clicks.
Instant Claims Assistance
We believe in transparent and unbiased communications with our clients with the provision of 100% claims assistance and SMS updates on your fire and engineering insurance claim status.
Special Add-Ons
We provide add-ons such as forest fire cover, landslides cover, etc. Also, a quick claim procedure is guaranteed as insurance surveyors visit our service centre every working day.
Types of Fire Insurance
We Provide Effective Solutions To Achieve High Customer Satisfaction
The policy gives insurance cover to Your Home Building, and Home Contents, that is, articles or things in Your home. Under this policy, Insurer agree to pay You for the loss You suffer when unexpected events cause physical loss, damage or destruction of the building of Your home, and articles or things in it.
Coverages:-
Standard Covers–
- Fire
- Explosion or Implosion
- Lightning
- Earthquake
- Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood and Inundation
- Subsidence of the land
- Landslide, Rockslide
- Bush fire, Forest Fire, Jungle Fire
- Impact damage of any kind, i.e., damage caused by impact of, or collision caused by any external physical object
- Missile testing operations
- Riot, Strikes, Malicious Damages
- Bursting or overflowing of water tanks, apparatus and pipes
- Leakage from automatic sprinkler installations
Inbuilt Covers-
- Terrorism
- Upto 5% of the claim amount for reasonable fees of architect, surveyor, consulting engineer;
- Upto 2% of the claim amount for reasonable costs of removing debris from the site.
- Loss of Rent and Rent for Alternative Accommodation
- Theft within 7 days from the occurrence of and proximately caused by any of the above Insured Events
- No Underinsurance
Optional Covers-
- Cover for Valuable Contents on Agreed Value Basis
- Personal Accident Cover
The Policy gives insurance cover to Your property relating to Your business. Under this policy, insurer agree to pay You for the loss You suffer when unexpected events cause physical loss, damage or destruction of building and structures, plant and machinery, stock and other assets relating to Your business.
This policy is covering an enterprise whose total value of insurable assets at a location exceeds ₹ 5 Crore but does not exceed ₹ 50 Crore, against Fire and Allied Perils.
Coverages:-
Standard Covers–
- Fire
- Explosion or Implosion
- Lightning
- Earthquake
- Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood and Inundation
- Subsidence of the land
- Landslide, Rockslide
- Bush fire, Forest Fire, Jungle Fire
- Impact damage of any kind, i.e., damage caused by impact of, or collision caused by any external physical object
- Missile testing operations
- Riot, Strikes, Malicious Damages
- Bursting or overflowing of water tanks, apparatus and pipes
- Leakage from automatic sprinkler installations
- Act of Terrorism
Inbuilt Covers-
- Additions, alterations or extensions upto 15%
- Stocks on floater basis
- Temporary removal of stocks upto 10%
- Cover for Specific Contents
- Start-Up Expenses upto Rs. 1 Lakh
- Professional fees upto 5 % of the claim amount.
- Cost for Removal of debris upto 2 % of the claim amount.
- Costs compelled by Municipal Regulations
- Theft within 7 days from the occurrence of and proximately caused by any of the above Insured Events
- Underinsurance waiver upto 15%:
Clauses –
- Reinstatement Value Clause
- Market Value Basis (For Stock Only)
- Designation of property Clause
- Agreed Bank Clause
This policy is covering an enterprise whose total value of insurable assets at a location exceeds ₹ 5 Crore but does not exceed ₹ 50 Crore, against Fire and Allied Perils.
Coverages:-
Standard Covers–
- Fire
- Explosion or Implosion
- Lightning
- Earthquake
- Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood and Inundation
- Subsidence of the land
- Landslide, Rockslide
- Bush fire, Forest Fire, Jungle Fire
- Impact damage of any kind, i.e., damage caused by impact of, or collision caused by any external physical object
- Missile testing operations
- Riot, Strikes, Malicious Damages
- Bursting or overflowing of water tanks, apparatus and pipes
- Leakage from automatic sprinkler installations
- Act of Terrorism
Inbuilt Covers-
- Additions, alterations or extensions upto 15%
- Declaration Policy for Stocks
- Stocks on floater basis
- Temporary removal of stocks upto 10%
- Cover for Specific Contents
- Start-Up Expenses upto Rs. 1 Lakh
- Professional fees upto 5 % of the claim amount.
- Cost for Removal of debris upto 2 % of the claim amount.
- Costs compelled by Municipal Regulations
- Theft within 7 days from the occurrence of and proximately caused by any of the above Insured Events
- Underinsurance waiver upto 15%:
Clauses –
- Reinstatement Value Clause
- Market Value Basis (For Stock Only)
- Designation of property Clause
- Agreed Bank Clause
Not sure what you need? Learn in seconds which types of insurance match your business.
