About MOTOR INSURANCE

Get your wheels on the road without worry!

You must have saved up years of hard-earned money to purchase your precious car, and you certainly don't want an unpredictable accident to cause damages that would require exorbitant recovery charges. What you need is financial security in the form of a motor insurance policy.

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Why Choose Us?

We Provide Effective Solutions To Achieve High Customer Satisfaction

Personalized Care

We offer one-on-one policy insurance assistance based on your specific requirements and provide insurance quotes and renewal instantly online via just a few clicks.

Instant Claims Assistance

We believe in transparent and unbiased communications with our clients with the provision of 100% claims assistance and SMS updates on your motor claim status.

Special Add-Ons

We provide add-ons such as tyre cover, engine protection, etc. Also, a quick claim procedure is guaranteed as insurance surveyors visit our service centre every working day.

2 types of car insurance policies

We Provide Effective Solutions To Achieve High Customer Satisfaction

Third Party Liability Insurance

In India, third party liability insurance is mandatory as per the law. It protects the insured person against any legal liability resulting from loss or damage caused to a third-party person (driver, passenger, pedestrian) or property (vehicle). However, we do not recommend this as it does not cover any loss or damage caused to the insured car itself.

Comprehensive Insurance

This is an all-inclusive insurance policy that incorporates third party liability and covers damages to your own car that can incur from incidents such as theft, natural calamities (earthquakes, floods, etc.) and man-made disasters (terrorism, riots, etc.). This insurance policy is the best for overall essential protection and is highly recommended.

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Coverage

  • Fire explosion, self-ignition, or lightning
  • Burglary, housebreaking, theft, or any malicious act
  • Natural calamities such as earthquakes (fire and shock damage), floods, typhoons, hurricanes, storms, tempest inundations, cyclones, hailstorms, frost, landslides, & rockslides
  • Riots, strikes, and terrorist activities
  • Accidental external means
  • Transit by road, rail, inland waterway, lift, elevator, or air

Exclusions

  • Consequential losses along with motor depreciation, mechanical and electrical breakdown, and failure or breakage
  • Damage caused to tyres and tubes (A limit to 50% of the cost of replacement will be liable by the company if the vehicle is damaged at the same time)
  • Any accident loss or damage suffered due to the influence of intoxicating liquor or drugs with the knowledge and consent of the insured

Benefits

Covers Repair Costs Arising From Damage To The Vehicle

No matter how careful you are, damage to your vehicle can occur due to the mistakes of others. Having to shell out repair expenses can get quite costly. With a comprehensive insurance policy, you can stay stress-free!

Provides Protection From Legal Liability

Third party liability insurance is necessary to safeguard you from any legal ramifications that may result from an accident caused by you.

Zero Depreciation covered

Any accidental damages to your vehicle parts which are made of Metal, Fiber, Rubber, Glass, Wood, Plastic are 100% covered.

RSA

The most common roadside-assistance services include jumpstarts, battery replacement, breakdown tows , tyre changes, emergency fuel and key recovery.

The VIBE Advantage

We Provide Effective Solutions To Achieve High Customer Satisfaction

  • The entire claim procedure will be handled by us.
  • Insurance surveyors visit our service centre on all the working days, so the claim procedure will be fast. The insured will get service, insurance, and claim settlement under one roof.
  • Direct/cashless settlement facility is available across India.
  • Since we also provide NIL depreciation cover, no depreciation will be deducted from the parts replaced in the event of an accident. Effectively insured bears only Compulsory Deductible Amount (towards excess) from any accidental claim.
  • Special add-ons such as tyre cover, engine protection, etc.